Porter County Consumer & Family Science

WATCH OUT!  Late payment fees could be as high as $39.00.  If the mail gets there five minutes late, ouch!
Some cards have a sliding scale, and for any balance over $1,000, you’re nicked for the highest fee.

Here, as promised are some more tips you might find helpful.  Although it’s entirely possible that you have always done these things.  Wrap food carefully.  Store food promptly.  Use food while fresh, this may involve some organizing of the fridge on a daily basis.  Plan use of leftovers - or just checkout the leftovers and then come up with an awesome original recipe.  I find that adding cheese to almost anything perks it up, for instance.  Use old food first - and if you like spicy food, adding a little jalepeno pepper or hot cayenne pepper makes it into a whole new dish.  And lastly, don’t overeat. Heh.

IF IT SOUNDS TOO GOOD TO BE TRUE, IT IS!

Credit card offers are everywhere.  Separating the good deals from the bad and the ugly is a never-ending challenge.  And once you’re wise to today’s card tricks, the dealer will change the rules again, maybe even the game. 

The rule of thumb is simple - if an offer sounds too good to be true, it is.  So don’t let the hype distract you from the fine print.  This is the first in a series of tips for tricks to watch for.  Today - TELPHONE PAYMENT FEES - some cards charge a fee if you use your pay-by-phone banking service.  Watch this blog for more tricks to watch out for.